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The HO-3 homeowner policy is pre-packaged to include coverage for your house, other structures on your property, personal property, additional living expenses, and liability coverage as well.
This type of homeowner policy is typically the preferred choices for a one or two family houses that is owner occupied.
Renters insurance can protect you in the event you somehow damage the building you're renting. A policy of this type includes coverage for your personal property, as well as additional living expenses and liability coverage.
A condo unit owner policy covers you if you're the owner of the condominium or townhouse where you live. You'll need to purchase this type of policy if you want coverage for your personal property, as well as coverage for loss of use and liability protection.
Of course, there is much more involved to homeowners insurance, which is why the professionals at Ostrander Insurance can help light the way. Contact us today.
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information on homeowner's insurance
You can select additional coverage based on your particular needs. For instance, you can opt to get replacement cost coverage for your house and your personal property inside. A rider can also be added to protect valuables such as jewelry or musical instruments.
Get knowledgeable help to find the homeowner's insurance options that
work best for you.